About

Credit Qualified and No Down payment?

No Problem.

At AuroraMortgage.org you can start enjoying your own dream home, today. We’ll even help you with the down payment for your home purchase.

How?

First, we search all around the area looking for those special homes in need of some TLC. We purchase just the right homes and we fully renovate each one. New kitchens, new appliances, new baths, new carpet…you name it, we renovate it. When our renovation crew is finished (in about 30 days) that same tired, sad house is the cream of the block.

Next, you get pre-qualified for a mortgage from one of our licensed mortgage loan officers, and pick the home of your fancy. Then the best part comes…you move in to your new home. That’s right, you move in before you actually buy the home.

We calculate your monthly housing expense, based on what your mortgage will be when you actually close on your home. We add in the monthly costs for property taxes and home owner’s insurance, and that amount is your monthly payment, while you’re living in your dream home.

And here’s the best part. Every penny of your monthly housing costs goes toward the down payment for your home. We don’t credit you 10% of your payment. We don’t credit 25%, or 50%, or even 75%. We apply 100% of your monthly payments to your purchase. EVERYTHING! In essence, you pay nothing while living in your new dream home, waiting for your closing date.

And When Do We Close?

Your actual closing date, the day you take title to your home, is based on the down payment required.

Wait, there’s more. We can even help you with your buyer’s real estate closing costs. You could possibly buy your own home for the money you’d normally spend on rent.

Why Do We Do This?

We know a lot of people would love to own their own home. Unfortunately, many of those same people just can’t gather up enough money for the down payment. They’re stuck renting, just because money is a little tight. That’s why we built this program. To help good people buy good homes.

Remember, if you’re renting, you’re paying your landlord’s mortgage. Might as well pay your own mortgage and actually have a home to show for it.

Got Questions?

Questions are good… so are answers. And we’ve got your answers. Call us today at 630.806.7060, or visit us at AuroraMortgage.org. We’d love to hear from you.